What are the 2025/2026 federal standard deductions?

For the 2025 tax year, the IRS federal standard deduction is $15,000 for Single filers, $30,000 for Married Filing Jointly, $22,500 for Head of Household, and $15,000 for Married Filing Separately.

Does the United States charge state income tax?

Tax laws vary across states. 9 states have 0% income tax, while others use flat rates or graduated progressive brackets up to 13.3%.

What is the difference between effective tax rate and marginal tax rate?

Your marginal tax rate is the tax percentage applied to your highest dollar of income. Your effective tax rate is the total taxes paid divided by your total income, representing your real average tax rate.

Updated for Tax Year 2025/2026

Free Federal & 50-State Tax Calculator

Calculate your exact take-home pay, federal income tax brackets, state taxes, and FICA withholdings in seconds. Accurate, fast, and 100% private.

Annual Gross Income

State / Location

Filing Status

Estimated Take-Home Pay

$58,412

$4,868 / month

Total Tax Burden

$16,588

22.12% Effective Rate

Marginal Tax Rate

22.00%

Federal Top Bracket

View Full Breakdown & Deductions →

Comprehensive Tools Built for US Taxpayers

Designed with IRS 2025/2026 tax standards, accurate brackets, and state-level specifics.

Income Tax Calculator

Comprehensive annual tax projection comparing standard vs. itemized deductions, pre-tax 401(k), HSA/FSA, and full bracket breakdown.

Explore Income Tax →

Paycheck Calculator

Accurate salary and hourly paycheck estimator supporting weekly, bi-weekly, semi-monthly, and monthly pay frequencies with overtime calculations.

Calculate Paycheck →

50-State Tax Directory

Side-by-side comparison of all 50 states and D.C. Compare the 9 zero-income-tax states with flat tax states and progressive bracket states.

Compare 50 States →

State Income Tax & Paycheck Calculators

Select your state below for dedicated state tax brackets and take-home pay estimators.

CA California Brackets

CO Colorado 4.4%

CT Connecticut Brackets

DE Delaware Brackets

DC District of Columbia Brackets

LA Louisiana Brackets

MN Minnesota Brackets

NH New Hampshire No Tax

NJ New Jersey Brackets

NM New Mexico Brackets

NY New York Brackets

NC North Carolina 4.25%

ND North Dakota Brackets

OH Ohio Brackets

OK Oklahoma Brackets

OR Oregon Brackets

PA Pennsylvania 3.07%

RI Rhode Island Brackets

SC South Carolina Brackets

SD South Dakota No Tax

WV West Virginia Brackets

WI Wisconsin Brackets

WY Wyoming No Tax

Frequently Asked Questions

Key information about 2025/2026 federal and state income taxes.

What are the 2025/2026 IRS Federal Standard Deductions?

For the 2025/2026 tax year, the standard deductions are:

Single: $15,000
Married Filing Jointly: $30,000
Head of Household: $22,500
Married Filing Separately: $15,000

Which US states have no state income tax on earned wages?

There are 9 states without a state income tax on earned wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Residents in these states only pay federal income tax and FICA payroll taxes.

How does FICA payroll tax work?

FICA consists of two mandatory payroll taxes:

Social Security: 6.2% on wages up to $176,100 (for 2025). Any wages above this cap are exempt.
Medicare: 1.45% on all earned wages with no cap, plus an Additional Medicare Tax of 0.9% for high earners (over $200,000 for Single filers, or $250,000 for Married Filing Jointly).